Mortgage Companies, Lenders and Brokers

Mortgage companies, lenders and brokers provide mortgages with a national, countrywide central network, whether you have bad credit or good credit – California to Texas to Florida

All these mortgage companies, lenders and brokers, will compete for your business. Mortgage Brokers work for you. The representatives of the lenders and work for their respective companies. Some lenders specialise in low rates, others help people with bad credit. Get several online quotes so you know what the best interest rate is, then choose the lender you want to do business with.

If your mortgage is on owner occupied residential property in a major urban area, like Chicago, San Diego, or Los Angeles, and you have good credit, a large national lender may give you an online subprime loan almost instantly.

If you live in a small town or rural area, you may need a local lender, credit union, or local mortgage broker to get you the best rate and terms.

If you have bad credit, you need a company that helps folks who need to repair their credit.

If the mortgage is on raw land, a “fixer upper” or a cottage on a remote lake, you may get a better rate if you use your residential home equity for security, even if you have to refinance.